Want to visit Mount Kilimanjaro?Below is a list of tour companies that
will make your trip to mount Kilimanjaro memorable
1.Tiger Tours and Expeditions.
2.Kilele Afrika Ltd, they operate group treks every February,June & July
3.Ahsante Tours--a fantastic Tanzanian-run outfit. They have regularly
scheduled group climbs throughout the year.
Kilimanjaro safaris
4.Face of Africa Adventures
5.Lets Go Mount Kenya .Check their website. www.letsgomount kenya.com
6.Right Time Safaris
7.Koochi Adventures
You can check their websites or social media pages to contact them
How to Bake a Cake Using the Double Sided /chapati Pan.
This is very fast and efficient way to bake a cake.
Below is the procedure of baking using a double sided pan.
1.Prepare your cake batter.
Ingredients:
11/2 cups of all purpose flour
With the same cup measure 1/2 cup of oil
2eggs
I tablespoon cinnamon powder
1 tablespoon vanilla essence
Milk
1tablespoon baking powder
3/4 cup sugar
2.Oil your pan and pour in your batter.
3.Put your CHAPATI pan on fire
4.Evenly pour salt on it to act as the insulation which will heat up
the double pan.
5.Put moderate heat.Not high nor low.
6.Pour your batter into the double grill pan.
7.Now put the double grill pan on top of the Chapati pan which has salt.
8.Bake until when you insert a toothpick,it comes out clean.
7.Flip it to evenly bake the top side.It may take about 30minutes.
Enjoy your cake.
Below is the procedure of baking using a double sided pan.
1.Prepare your cake batter.
Ingredients:
11/2 cups of all purpose flour
With the same cup measure 1/2 cup of oil
2eggs
I tablespoon cinnamon powder
1 tablespoon vanilla essence
Milk
1tablespoon baking powder
3/4 cup sugar
2.Oil your pan and pour in your batter.
3.Put your CHAPATI pan on fire
4.Evenly pour salt on it to act as the insulation which will heat up
the double pan.
5.Put moderate heat.Not high nor low.
6.Pour your batter into the double grill pan.
7.Now put the double grill pan on top of the Chapati pan which has salt.
8.Bake until when you insert a toothpick,it comes out clean.
7.Flip it to evenly bake the top side.It may take about 30minutes.
Enjoy your cake.
7 Ways to Stop Noodles,Spaghetti and Pasta From Sticking Together
Method 1
Pour running cold water after cooking then sieve.Fry some onions, put
some cubed carrots n dhania add ur dried spaghetti stir n serve with
desired stew.
Method 2
Before boiling it wash with hot water, remove then put it in cold
water rinse it for few second then boil it, after cooking put it in a
basin with holes,make sure the water has drained, if it's for stew
then its ready , and if you want it fried go ahead.
Method 3
Add cooking oil,butter or margarine when cooking.
Method 4
Dont let it to overcook
Method 5
Put salt in the boiling water before you put spaghetti in.Tip:Read
instructions on the packaging paper
Method 6
Cook with vinegar
Pour running cold water after cooking then sieve.Fry some onions, put
some cubed carrots n dhania add ur dried spaghetti stir n serve with
desired stew.
Method 2
Before boiling it wash with hot water, remove then put it in cold
water rinse it for few second then boil it, after cooking put it in a
basin with holes,make sure the water has drained, if it's for stew
then its ready , and if you want it fried go ahead.
Method 3
Add cooking oil,butter or margarine when cooking.
Method 4
Dont let it to overcook
Method 5
Put salt in the boiling water before you put spaghetti in.Tip:Read
instructions on the packaging paper
Method 6
Cook with vinegar
20 Wedding Venues along Thika Road
Below is a list of wedding venues located along Thika Road
1.Pearl green gardens in Kahawa Sukari near PCEA church. Great for
service, reception and photo session. They are a one stop shop for
catering and decor too.
2.Utali Gardens
3.Sport view Hotel
4.KCB Gardens
5.Spot Garden located along Eastern bypass near kamakis 100 m from the
round about
6.Urafiki carovanna school in kahawa
7.Eden Bliss Gardens,In Thome estate,behind roasters
8.Rays gardens near NIBS college
9.Zetech University grounds
10.Kenya school of monetary studies.Its free u pay for food online.You
are sure of security, uncontaminated n quality food.
11.Apo Survey grounds.before kenya school of monetary studies,
12.Cool Breeze gardens,
13.Rock City
14.Seagull wedding garden
15.Thika road Baptist church.
1.Pearl green gardens in Kahawa Sukari near PCEA church. Great for
service, reception and photo session. They are a one stop shop for
catering and decor too.
2.Utali Gardens
3.Sport view Hotel
4.KCB Gardens
5.Spot Garden located along Eastern bypass near kamakis 100 m from the
round about
6.Urafiki carovanna school in kahawa
7.Eden Bliss Gardens,In Thome estate,behind roasters
8.Rays gardens near NIBS college
9.Zetech University grounds
10.Kenya school of monetary studies.Its free u pay for food online.You
are sure of security, uncontaminated n quality food.
11.Apo Survey grounds.before kenya school of monetary studies,
12.Cool Breeze gardens,
13.Rock City
14.Seagull wedding garden
15.Thika road Baptist church.
Investment Options: Investing in Kenya Government securities(Bonds and Treasury Bills)(Explained)
Many of us are looking for some way to grow our money. Some are
thinking of Businesses but may not be business minded or do not know
which one to undertake or others keeping their money idle in Banks
with Little interest earned. Today, I would love to introduce you and
simplify what are known as Government Securities (Bonds and Treasury
bills). This is going to be a question and answer simplification.
WHAT ARE KENYA GOVERNMENT SECURITIES?
These are debt instruments issued by the Government of Kenya through
the central Bank of Kenya. Hmmm confusing right? This simply means
that the government is borrowing money from you, yes you. So you lend
the government your money and then they pay back with benefits
(interest).
SO IN WHAT FORM CAN I LEND THE GOVERNMENT MY MONEY?
There are mainly two debt instruments used namely the Treasury bills
and Government Bonds. Treasury bills are known as short term debt
instruments and are used when the government is borrowing money for
one year or less. So if you want to lend your money for less than a
year (91 Days, 182 days, 273 days and 364 days) treasury bills are
used. Bonds on the other hand are long term debt instruments and are
used when the government is borrowing money for a period exceeding one
year and have six maturity periods namely 2 years, 3 Years, 5 years, 7
years, 10 years and 15 years.
TELL ME ABOUT TREASURY BILLS AND BONDS, HOW DO I EVEN BENEFIT?
Treasury bills are always bought at a price less than the actual value
of the instrument and the interest is actually the difference between
the actual value of the instrument and the price you buy it at.
Example, you want you purchase a K1000 worth Treasury bill for 3
months. The selling price of the Bill could be let's say K880. On the
maturity day of the Bill, you will be paid a K1000 and that implies
the profit gained is K120 (K1000-K880). So under a Treasury bill, the
interest is the profit you make.
Government Bonds can be bought at a price less than, equal or more
than the value of the Bond. The government pays a fixed rate of
interest (called the coupon) every six months and then the value of
the Bond on the Maturity date. So here, there is an interest on the
value of the Bond and the Principal amount is paid at the end of the
deal (At maturity).
BUT HOW DOES THE GOVERNMENT BORROW FROM ME?
Like said earlier, the Central Bank of Kenya issues these instruments
on behalf of the government. There are basically two methods used. The
instruments are sold at auctions on a competitive basis and
non-competitivebasis.
Competitive basis means you compete with other potential investors to
lend money by specifying the interest and the value of the instrument
you want. This means that you tell the CBK that am willing to lend the
government with this amount of money and I want this interest for my
money. Of course, the Bank is likely to go for the lowest bidder and
so you have to be tactical as you bid, just like any other auction you
may think about.
Non-competitivebasis is one where you do not specify the interest rate
but you are willing to be allocated the securities at an interest rate
based on the results of the competitive auction. This means the fate
of your interest will be determined by those competing.
. For you, you wait for bidders to compete and then purchase the
securities at the agreed price and Interest.
WHO IS ELIGIBLE TO PURCHASE THESE SECURITIES?
There are no restrictions to eligibility. Individuals, foreign
entities, Business firms and institutions are all eligible to purchase
these securities. As long as you have more than the minimum money
required to invest, you are eligible.
Lastly, what are the benefits of investing in Government securities?
• Collateral – Government securities can be pledged as collateral for
a loan and accepted by all financial institutions
• Paperless – The records are stored and processed electronically
• Interest is certain – Usually governments do not default. You are
assured of receiving your due when it matures.
Be wise, make your money make more money for you. You may start at a
snail's pace but the distance you'll soon cover to achieve your life
time goals will be amusing and soar as high as an eagle. Just give
Government Securities a try.
thinking of Businesses but may not be business minded or do not know
which one to undertake or others keeping their money idle in Banks
with Little interest earned. Today, I would love to introduce you and
simplify what are known as Government Securities (Bonds and Treasury
bills). This is going to be a question and answer simplification.
WHAT ARE KENYA GOVERNMENT SECURITIES?
These are debt instruments issued by the Government of Kenya through
the central Bank of Kenya. Hmmm confusing right? This simply means
that the government is borrowing money from you, yes you. So you lend
the government your money and then they pay back with benefits
(interest).
SO IN WHAT FORM CAN I LEND THE GOVERNMENT MY MONEY?
There are mainly two debt instruments used namely the Treasury bills
and Government Bonds. Treasury bills are known as short term debt
instruments and are used when the government is borrowing money for
one year or less. So if you want to lend your money for less than a
year (91 Days, 182 days, 273 days and 364 days) treasury bills are
used. Bonds on the other hand are long term debt instruments and are
used when the government is borrowing money for a period exceeding one
year and have six maturity periods namely 2 years, 3 Years, 5 years, 7
years, 10 years and 15 years.
TELL ME ABOUT TREASURY BILLS AND BONDS, HOW DO I EVEN BENEFIT?
Treasury bills are always bought at a price less than the actual value
of the instrument and the interest is actually the difference between
the actual value of the instrument and the price you buy it at.
Example, you want you purchase a K1000 worth Treasury bill for 3
months. The selling price of the Bill could be let's say K880. On the
maturity day of the Bill, you will be paid a K1000 and that implies
the profit gained is K120 (K1000-K880). So under a Treasury bill, the
interest is the profit you make.
Government Bonds can be bought at a price less than, equal or more
than the value of the Bond. The government pays a fixed rate of
interest (called the coupon) every six months and then the value of
the Bond on the Maturity date. So here, there is an interest on the
value of the Bond and the Principal amount is paid at the end of the
deal (At maturity).
BUT HOW DOES THE GOVERNMENT BORROW FROM ME?
Like said earlier, the Central Bank of Kenya issues these instruments
on behalf of the government. There are basically two methods used. The
instruments are sold at auctions on a competitive basis and
non-competitivebasis.
Competitive basis means you compete with other potential investors to
lend money by specifying the interest and the value of the instrument
you want. This means that you tell the CBK that am willing to lend the
government with this amount of money and I want this interest for my
money. Of course, the Bank is likely to go for the lowest bidder and
so you have to be tactical as you bid, just like any other auction you
may think about.
Non-competitivebasis is one where you do not specify the interest rate
but you are willing to be allocated the securities at an interest rate
based on the results of the competitive auction. This means the fate
of your interest will be determined by those competing.
. For you, you wait for bidders to compete and then purchase the
securities at the agreed price and Interest.
WHO IS ELIGIBLE TO PURCHASE THESE SECURITIES?
There are no restrictions to eligibility. Individuals, foreign
entities, Business firms and institutions are all eligible to purchase
these securities. As long as you have more than the minimum money
required to invest, you are eligible.
Lastly, what are the benefits of investing in Government securities?
• Collateral – Government securities can be pledged as collateral for
a loan and accepted by all financial institutions
• Paperless – The records are stored and processed electronically
• Interest is certain – Usually governments do not default. You are
assured of receiving your due when it matures.
Be wise, make your money make more money for you. You may start at a
snail's pace but the distance you'll soon cover to achieve your life
time goals will be amusing and soar as high as an eagle. Just give
Government Securities a try.
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