This is very fast and efficient way to bake a cake.
Below is the procedure of baking using a double sided pan.
1.Prepare your cake batter.
Ingredients:
11/2 cups of all purpose flour
With the same cup measure 1/2 cup of oil
2eggs
I tablespoon cinnamon powder
1 tablespoon vanilla essence
Milk
1tablespoon baking powder
3/4 cup sugar
2.Oil your pan and pour in your batter.
3.Put your CHAPATI pan on fire
4.Evenly pour salt on it to act as the insulation which will heat up
the double pan.
5.Put moderate heat.Not high nor low.
6.Pour your batter into the double grill pan.
7.Now put the double grill pan on top of the Chapati pan which has salt.
8.Bake until when you insert a toothpick,it comes out clean.
7.Flip it to evenly bake the top side.It may take about 30minutes.
Enjoy your cake.
7 Ways to Stop Noodles,Spaghetti and Pasta From Sticking Together
Method 1
Pour running cold water after cooking then sieve.Fry some onions, put
some cubed carrots n dhania add ur dried spaghetti stir n serve with
desired stew.
Method 2
Before boiling it wash with hot water, remove then put it in cold
water rinse it for few second then boil it, after cooking put it in a
basin with holes,make sure the water has drained, if it's for stew
then its ready , and if you want it fried go ahead.
Method 3
Add cooking oil,butter or margarine when cooking.
Method 4
Dont let it to overcook
Method 5
Put salt in the boiling water before you put spaghetti in.Tip:Read
instructions on the packaging paper
Method 6
Cook with vinegar
Pour running cold water after cooking then sieve.Fry some onions, put
some cubed carrots n dhania add ur dried spaghetti stir n serve with
desired stew.
Method 2
Before boiling it wash with hot water, remove then put it in cold
water rinse it for few second then boil it, after cooking put it in a
basin with holes,make sure the water has drained, if it's for stew
then its ready , and if you want it fried go ahead.
Method 3
Add cooking oil,butter or margarine when cooking.
Method 4
Dont let it to overcook
Method 5
Put salt in the boiling water before you put spaghetti in.Tip:Read
instructions on the packaging paper
Method 6
Cook with vinegar
20 Wedding Venues along Thika Road
Below is a list of wedding venues located along Thika Road
1.Pearl green gardens in Kahawa Sukari near PCEA church. Great for
service, reception and photo session. They are a one stop shop for
catering and decor too.
2.Utali Gardens
3.Sport view Hotel
4.KCB Gardens
5.Spot Garden located along Eastern bypass near kamakis 100 m from the
round about
6.Urafiki carovanna school in kahawa
7.Eden Bliss Gardens,In Thome estate,behind roasters
8.Rays gardens near NIBS college
9.Zetech University grounds
10.Kenya school of monetary studies.Its free u pay for food online.You
are sure of security, uncontaminated n quality food.
11.Apo Survey grounds.before kenya school of monetary studies,
12.Cool Breeze gardens,
13.Rock City
14.Seagull wedding garden
15.Thika road Baptist church.
1.Pearl green gardens in Kahawa Sukari near PCEA church. Great for
service, reception and photo session. They are a one stop shop for
catering and decor too.
2.Utali Gardens
3.Sport view Hotel
4.KCB Gardens
5.Spot Garden located along Eastern bypass near kamakis 100 m from the
round about
6.Urafiki carovanna school in kahawa
7.Eden Bliss Gardens,In Thome estate,behind roasters
8.Rays gardens near NIBS college
9.Zetech University grounds
10.Kenya school of monetary studies.Its free u pay for food online.You
are sure of security, uncontaminated n quality food.
11.Apo Survey grounds.before kenya school of monetary studies,
12.Cool Breeze gardens,
13.Rock City
14.Seagull wedding garden
15.Thika road Baptist church.
Investment Options: Investing in Kenya Government securities(Bonds and Treasury Bills)(Explained)
Many of us are looking for some way to grow our money. Some are
thinking of Businesses but may not be business minded or do not know
which one to undertake or others keeping their money idle in Banks
with Little interest earned. Today, I would love to introduce you and
simplify what are known as Government Securities (Bonds and Treasury
bills). This is going to be a question and answer simplification.
WHAT ARE KENYA GOVERNMENT SECURITIES?
These are debt instruments issued by the Government of Kenya through
the central Bank of Kenya. Hmmm confusing right? This simply means
that the government is borrowing money from you, yes you. So you lend
the government your money and then they pay back with benefits
(interest).
SO IN WHAT FORM CAN I LEND THE GOVERNMENT MY MONEY?
There are mainly two debt instruments used namely the Treasury bills
and Government Bonds. Treasury bills are known as short term debt
instruments and are used when the government is borrowing money for
one year or less. So if you want to lend your money for less than a
year (91 Days, 182 days, 273 days and 364 days) treasury bills are
used. Bonds on the other hand are long term debt instruments and are
used when the government is borrowing money for a period exceeding one
year and have six maturity periods namely 2 years, 3 Years, 5 years, 7
years, 10 years and 15 years.
TELL ME ABOUT TREASURY BILLS AND BONDS, HOW DO I EVEN BENEFIT?
Treasury bills are always bought at a price less than the actual value
of the instrument and the interest is actually the difference between
the actual value of the instrument and the price you buy it at.
Example, you want you purchase a K1000 worth Treasury bill for 3
months. The selling price of the Bill could be let's say K880. On the
maturity day of the Bill, you will be paid a K1000 and that implies
the profit gained is K120 (K1000-K880). So under a Treasury bill, the
interest is the profit you make.
Government Bonds can be bought at a price less than, equal or more
than the value of the Bond. The government pays a fixed rate of
interest (called the coupon) every six months and then the value of
the Bond on the Maturity date. So here, there is an interest on the
value of the Bond and the Principal amount is paid at the end of the
deal (At maturity).
BUT HOW DOES THE GOVERNMENT BORROW FROM ME?
Like said earlier, the Central Bank of Kenya issues these instruments
on behalf of the government. There are basically two methods used. The
instruments are sold at auctions on a competitive basis and
non-competitivebasis.
Competitive basis means you compete with other potential investors to
lend money by specifying the interest and the value of the instrument
you want. This means that you tell the CBK that am willing to lend the
government with this amount of money and I want this interest for my
money. Of course, the Bank is likely to go for the lowest bidder and
so you have to be tactical as you bid, just like any other auction you
may think about.
Non-competitivebasis is one where you do not specify the interest rate
but you are willing to be allocated the securities at an interest rate
based on the results of the competitive auction. This means the fate
of your interest will be determined by those competing.
. For you, you wait for bidders to compete and then purchase the
securities at the agreed price and Interest.
WHO IS ELIGIBLE TO PURCHASE THESE SECURITIES?
There are no restrictions to eligibility. Individuals, foreign
entities, Business firms and institutions are all eligible to purchase
these securities. As long as you have more than the minimum money
required to invest, you are eligible.
Lastly, what are the benefits of investing in Government securities?
• Collateral – Government securities can be pledged as collateral for
a loan and accepted by all financial institutions
• Paperless – The records are stored and processed electronically
• Interest is certain – Usually governments do not default. You are
assured of receiving your due when it matures.
Be wise, make your money make more money for you. You may start at a
snail's pace but the distance you'll soon cover to achieve your life
time goals will be amusing and soar as high as an eagle. Just give
Government Securities a try.
thinking of Businesses but may not be business minded or do not know
which one to undertake or others keeping their money idle in Banks
with Little interest earned. Today, I would love to introduce you and
simplify what are known as Government Securities (Bonds and Treasury
bills). This is going to be a question and answer simplification.
WHAT ARE KENYA GOVERNMENT SECURITIES?
These are debt instruments issued by the Government of Kenya through
the central Bank of Kenya. Hmmm confusing right? This simply means
that the government is borrowing money from you, yes you. So you lend
the government your money and then they pay back with benefits
(interest).
SO IN WHAT FORM CAN I LEND THE GOVERNMENT MY MONEY?
There are mainly two debt instruments used namely the Treasury bills
and Government Bonds. Treasury bills are known as short term debt
instruments and are used when the government is borrowing money for
one year or less. So if you want to lend your money for less than a
year (91 Days, 182 days, 273 days and 364 days) treasury bills are
used. Bonds on the other hand are long term debt instruments and are
used when the government is borrowing money for a period exceeding one
year and have six maturity periods namely 2 years, 3 Years, 5 years, 7
years, 10 years and 15 years.
TELL ME ABOUT TREASURY BILLS AND BONDS, HOW DO I EVEN BENEFIT?
Treasury bills are always bought at a price less than the actual value
of the instrument and the interest is actually the difference between
the actual value of the instrument and the price you buy it at.
Example, you want you purchase a K1000 worth Treasury bill for 3
months. The selling price of the Bill could be let's say K880. On the
maturity day of the Bill, you will be paid a K1000 and that implies
the profit gained is K120 (K1000-K880). So under a Treasury bill, the
interest is the profit you make.
Government Bonds can be bought at a price less than, equal or more
than the value of the Bond. The government pays a fixed rate of
interest (called the coupon) every six months and then the value of
the Bond on the Maturity date. So here, there is an interest on the
value of the Bond and the Principal amount is paid at the end of the
deal (At maturity).
BUT HOW DOES THE GOVERNMENT BORROW FROM ME?
Like said earlier, the Central Bank of Kenya issues these instruments
on behalf of the government. There are basically two methods used. The
instruments are sold at auctions on a competitive basis and
non-competitivebasis.
Competitive basis means you compete with other potential investors to
lend money by specifying the interest and the value of the instrument
you want. This means that you tell the CBK that am willing to lend the
government with this amount of money and I want this interest for my
money. Of course, the Bank is likely to go for the lowest bidder and
so you have to be tactical as you bid, just like any other auction you
may think about.
Non-competitivebasis is one where you do not specify the interest rate
but you are willing to be allocated the securities at an interest rate
based on the results of the competitive auction. This means the fate
of your interest will be determined by those competing.
. For you, you wait for bidders to compete and then purchase the
securities at the agreed price and Interest.
WHO IS ELIGIBLE TO PURCHASE THESE SECURITIES?
There are no restrictions to eligibility. Individuals, foreign
entities, Business firms and institutions are all eligible to purchase
these securities. As long as you have more than the minimum money
required to invest, you are eligible.
Lastly, what are the benefits of investing in Government securities?
• Collateral – Government securities can be pledged as collateral for
a loan and accepted by all financial institutions
• Paperless – The records are stored and processed electronically
• Interest is certain – Usually governments do not default. You are
assured of receiving your due when it matures.
Be wise, make your money make more money for you. You may start at a
snail's pace but the distance you'll soon cover to achieve your life
time goals will be amusing and soar as high as an eagle. Just give
Government Securities a try.
Risk Free Investments: How to Invest in Treasury Bills
Treasury bills are a secure, short-term investment, offering you
returns after a relatively short commitment of funds.
Its a short-term maturity note issued by the government as a primary
instrument for regulating money supply and raising funds via open
market operations.
In simpler terms the government is basically borrowing from you.
Treasury bills are short term i.e. they mature within 90 days.
Treasury Bills and Bonds are risk free.As long as Kenya has a
government and exists as a republic, you will get your money and the
interest.
Procedure used to apply for Treasury Bills in Kenya
*Go to CBK and get a form to open a CDS account.
*You will take the form to your bank for it to be endorsed.
*Return it to cbk with passport photo, copy of ID, copy of pin
*Wait for at least two weeks and you will have your cds account.
*Afteryou get your cds account info, go and bid for the tbill on a
thursday before 2pm
*Make sure in the application form you tick the average rate so that
you are assured of getting the bill.
*First application is a min of 100K..*On Friday call the cbk office
and you will be told the amount to pay which should be paid by 2pm on
Monday latest or you are locked out and they can block you from
particpating in future bids.
*They will also tell you your reference number so you can pay the
amount in your virtual account.
POINTS TO NOTE
1. Bills require minimum 100k and if you want more, you must add in
increments of 50k. M-Akiba takes minimum 3k but their rates are fixed.
2. Bills are currently paying lower interest than bonds. (This is the
usual trend in KE except some time back when no one was lending to
govt and bills rate were higher).
3. While Bills are for 3, 6 or 12 months, bonds are usually for 5, 10
or 15 years and it may be a bit hard(not impossible) to liquidate
before then in the secondary market. So depends on how long you want
to invest and your goals.
4. To bypass the minimum requirement, You could speak to authorised
agents such as banks about them investing on your behalf instead of
you doing it directly. However, they will charge you a commission and
end up reducing your returns.
6.Interest earned on Treasury Bills is usually taxed at 15%. With
Treasury Bonds, you have to check the details of the specific one you
are buying, some are taxed at 15%, others 10% and others especially
infrastructure bonds) are not taxed at all.
returns after a relatively short commitment of funds.
Its a short-term maturity note issued by the government as a primary
instrument for regulating money supply and raising funds via open
market operations.
In simpler terms the government is basically borrowing from you.
Treasury bills are short term i.e. they mature within 90 days.
Treasury Bills and Bonds are risk free.As long as Kenya has a
government and exists as a republic, you will get your money and the
interest.
Procedure used to apply for Treasury Bills in Kenya
*Go to CBK and get a form to open a CDS account.
*You will take the form to your bank for it to be endorsed.
*Return it to cbk with passport photo, copy of ID, copy of pin
*Wait for at least two weeks and you will have your cds account.
*Afteryou get your cds account info, go and bid for the tbill on a
thursday before 2pm
*Make sure in the application form you tick the average rate so that
you are assured of getting the bill.
*First application is a min of 100K..*On Friday call the cbk office
and you will be told the amount to pay which should be paid by 2pm on
Monday latest or you are locked out and they can block you from
particpating in future bids.
*They will also tell you your reference number so you can pay the
amount in your virtual account.
POINTS TO NOTE
1. Bills require minimum 100k and if you want more, you must add in
increments of 50k. M-Akiba takes minimum 3k but their rates are fixed.
2. Bills are currently paying lower interest than bonds. (This is the
usual trend in KE except some time back when no one was lending to
govt and bills rate were higher).
3. While Bills are for 3, 6 or 12 months, bonds are usually for 5, 10
or 15 years and it may be a bit hard(not impossible) to liquidate
before then in the secondary market. So depends on how long you want
to invest and your goals.
4. To bypass the minimum requirement, You could speak to authorised
agents such as banks about them investing on your behalf instead of
you doing it directly. However, they will charge you a commission and
end up reducing your returns.
6.Interest earned on Treasury Bills is usually taxed at 15%. With
Treasury Bonds, you have to check the details of the specific one you
are buying, some are taxed at 15%, others 10% and others especially
infrastructure bonds) are not taxed at all.
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