Opening a bank account in Kenya can sometimes prove to be hectic for the ordinary kenyan.Some banks require you to have some money inorder to open one.For instance some banks require you to have a minimum opening balance of ksh 1000 plus an account operating balance.They also charge a monthly fee to operate an account plus other ledger fees.But the good news is
that you can now open a bank account free even when you dont have money.Equity bank allows kenyans to open an account without being asked to produce any money.To open a Personal transaction Account all you need is
to have your Original ID and a copy, then complete an account opening forms at a
branch or agent near you or get the form from their website.Its that simple and you now have a bank account.Remember to keep your account active because accounts fall dormant after six month of no
transactions either deposit or withdrawals. Accounts are dormatised to protect
the customer money until they return to use their account actively. Cash
deposits can made into a dormant account but for withdrawals and cheque
deposits the customer has to activate the account first.
